Credit Repair: Fix Bad Credit

drowningindebtIf you are thinking about getting an Atlanta GA Mortgage, you will soon find out you will need at least a 580 credit score.  Almost every lender will require a 580 or 620 FICO credit score with few exceptions.  Many people are looking for low credit score mortgage loans, which are available through FHA and USDA.  The problem is: not everyone has a 580 credit score, so what do you do?

First of all, we need to pull your credit to analyze it and see if there are any quick fixes.  Some experts estimate as many as 80% of credit reports have errors on them.  We may be able to write a few letters or show you which balances to pay down to help raise your low credit score.  New American Funding offers a program where we can run your credit through a credit score simulator and it will tell us how your actions will effect your score.  This system is 96% accurate! Sometimes just by paying down the balances on your credit cards, your score will go up 20 points or more.

If we can’t help raise your score to a 580 FICO, then we may need some professional help.  New American Funding has relationships with a reputable credit repair services.  Atlanta GA Credit Repair takes expertise and you will need the right company in your corner.   We have referred clients to these services and have had great success, sometimes in as little as one months  There is a minimal monthly fee for their service, but it is much more reasonable than other companies that charge a $1,000 up front for this service. The best part about this service is that there are no contracts.

Fill out the application below and we will analyze your credit within 48 hours to see if we can help you raise your score to a 580 FICO or if we need professional credit repair help.