VA Mortgage Loans

us-deptofveteransaffairs-sealAtlanta GA VA loans are only offered to veterans. This is a popular loan because a VA loan allows you to obtain 100% financing with no mortgage insurance. As a veteran you are able to get a loan up to $424,100 with no money down.  The Veteran’s Administration does require an upfront funding fee depending on whether you have used your eligibility before or not. The funding fee is typically financed into the loan amount.  If you have over a certain percentage of disability the VA funding fee may be waived.  If you are not sure if you are eligible, you can fax us a copy of your DD-214 and VA Form 26-1880.   We are happy to pull you Certificate of Eligibility for you.

Highlights of a VA Loan:

  • 100% Financing
  • No Mortgage Insurance
  • Seller can pay all of your closing cost
  • Great Rates
  • 30 or 15 year fixed and ARMS
  • Can be easier to qualify than conventional loans
  • Loan amounts up to $424,100 with no money down

What if I need more than $424,100, can I go above that and still get a VA loan?  Yes you can!  You will just have to put a partial down payment down.  This is called a VA High Balance loan, call me for details.

Can I have more than one VA loan at a time?  Yes you can, call me to find out about Bonus Entitlement.

If you are a Georgia Veteran seeking a VA loan please give me a call to assist you with the best GA VA mortgage loan possible and thanks for your service to our country!