Refinance Options

georgia-refinanceWith rates at historic lows, now may be the right time for you to refinance your Atlanta Georgia home.  We can help navigate you through the process and make it as painless as possible.  Given the current economic conditions a lot of people have started obtaining cash-out refinances or doing debt-consolidation loans. We offer several GA refinance loan options.

Cash-out Refinances

If you have equity in your home you may want to pull some cash out of your home for projects around your home or just to have some money for a rainy day.  You may decide now is not a good time to sell your home and think about cashing-out so that you can add on to your current Georgia home.

Debt-Consolidation

With mounting credit card debt and rising costs, you may decide a debt-consolidation refinance loan is right for you.  We can pull cash out of your home and pay off your high interest credit cards, student loans, cars , etc.  This could potentially save hundreds or thousands of dollars every month.

Shorten the Term

You may decide 30 years is just too long to pay on a mortgage.  You can shorten the term on your mortgage by refinancing into a 15 year mortgage.  A 15 year mortgage has a lower rate than a 30 year fixed and will potentially save you tens of thousands of dollars in mortgage interest, by paying off  your mortgage twice as fast.  There are also 10 year and 20 year fixed loans available.

Get rid of your ARM

Have an Adjustable Rate Mortgage and it is about to come due?  You may want to refinance into a fixed rate mortgage so that your payment won’t go up.  With fixed rates at historic lows, your payment may not increase at all, in fact it may go down.

Wondering if refinancing makes sense for you? Check out our Mortgage Calculator section called “Should I Refinance?.”