2010 Georgia Mortgage Limits

Georgia Conventional conforming loan limits will remain unchanged for 2010.  The current conforming limit for a GA Mortgage is $417,000 and will remain the same for 2010.  The only exception to this in Georgia, is Greene County, which is where Lake Oconee is located.  The Greene County conforming limit will also remain unchanged, but will [...]

GA 203K Rehab Loans for Foreclosures

Foreclosures are a hot topic right now for obvious reasons. People are finding incredible deals on bank
owned properties. One common complaint I keep hearing though is, “The property needs some work.”
So what do you do? Pass on this house and look for the next one. You could, or you could get a 203k [...]

How to Raise Your GA Credit Score in 60 Days

Recently lenders have raised their minimum credit score requirements.  For example, most lenders now require a 620 fico score for FHA loans.  USDA rural housing has made it harder to qualify with a score below 620.  Even if a lender will allow you to have a score below 620, you will most likely have a [...]