How Short Sales and Foreclosures Impact Credit Scores
Today’s Guest Blog Courtesy of Kevin Kust with Veracity Credit Repair Service.
Starting Score Rule: Better the score, bigger the hit with ALL delinquencies – As years pass, less effect (example: If the starting score is a 750 a foreclosure will hurt dramatically, probably from 200-250 pts. If the starting score is a 575 a foreclosure [...]
Refinance Your Georgia Mortgage and get a Tax Deduction
Today’s Guest Blog Courtesy of Jeff Rayman with Rayman Financial Solutions
Refinancing your Georgia home loan is a great idea if you can get a lower interest rate, ideally 1.5-2% lower and you plan to stay in the house for at least two or more years. If you plan to move or the interest rate is [...]
USDA and Flood Insurance, Problems for GA Homeowners
The two most important issues facing Georgia home loans right now are USDA rural development and flood insurance. USDA loans have become wildly popular in the last two years due to the fact it is one of the only 100% loan programs left. In the middle of March USDA announced that they anticipate running out [...]
What You Need to Know About Georgia Flood Insurance
Today’s Guest Blog Courtesy of Richard Wilson with Allstate
Did you know there is a 26% chance of having to experience flood damage to your home during the course of your 30year mortgage. If you are not in a high-risk flood zone, you still may experience flooding.
Fact: 25% of all flood claims are from people who [...]
April’s GA Realtor® of the Month
Helen Minor - RE/MAX Suburban Atlanta
My name is Helen Minor. I am a Buyer’s Agent for The Nancy Minor Team of RE/MAX Suburban Atlanta. As a member of the team I work with home buyers in Metro Atlanta and I have a vast knowledge of Gwinnett, South Forsyth and North Fulton areas.
This is my 5th [...]
