Save Money on Your GA Insurance Premiums
Today’s Guest Blog Post Courtesy of Richard Wilson with Allstate
The current economy is leaving many consumers with questions on how to save money on their household insurance cost. The following suggestions are guaranteed ways to save, however, I do not recommend any changes until you speak with your personal agent.
Are you ticket and accident free [...]
5 Useful Tips for First Time Home Mortgage Borrowers
Today’s guest blog post courtesy of MortgageFit:
Shopping around for a home mortgage can be confusing. It’s not unusual to get worried about performing something new for the first time. This applies to taking out your first home mortgage as well.
Luckily, there are some easy tips that you can follow to ensure you’re geared up prior [...]
Changes Coming to GA FHA Loans
On January 2oth, FHA announced they will be making some changes in the upcoming months. They are looking to strengthen FHA’s capital reserves, which have diminished over the past several years due to the high number of foreclosures. They plan to make changes in 4 different areas:
Mortgage Insurance Premium (MIP) will be increased from 1.75% [...]
A Better Credit Rating = A Better Insurance Premium
Insurance companies are protecting their profitability by incorporating an insurance score as one of their key rating factors. An insurance score is different from your credit score. Companies use certain elements from your credit history, not your credit score, in order to predict the likelihood of future insurance losses. An insurance score is usually calculated [...]
Foreclosure vs. Short Sale in Georgia
There are many different factors to consider when you are facing the unfortunate decision of choosing between a foreclosure and a short sale. You have to not only look at how your decision will affect you now, but how it will affect you in the future as well. As far as a conventional mortgage goes, [...]
